What is the annual fee for the American Express Membership Rewards?

The annual fee for the American Express Membership Rewards is ₹4,500. It can be waived on annual spends of ₹1,50,000.

Does the American Express Membership Rewards offer airport lounge access?

The American Express Membership Rewards does not include complimentary airport lounge access.

It earns 1% on eligible spends as Membership Rewards.

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹200

Dining₹5,000/mo

+₹50

Grocery₹8,000/mo

+₹80

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹50

Online Shopping₹8,000/mo

+₹80

Utilities₹3,000/mo

+₹30

Annual earnings

₹5,880

Blended 0.94% effective return

Monthly spend₹52,000

Monthly earnings+₹490

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

4K bonus points welcome. 5K points on first renewal.