What is the annual fee for the AU Small Finance Bank Vetta?

The annual fee for the AU Small Finance Bank Vetta is ₹2,999. It can be waived on annual spends of ₹2,50,000.

Does the AU Small Finance Bank Vetta offer airport lounge access?

Yes — the AU Small Finance Bank Vetta offers 1 domestic per quarter lounge visits, unlimited international lounge visits.

What rewards does the AU Small Finance Bank Vetta earn?

It earns 2% on eligible spends as Reward Points.

Card Manager

Explore

Catalog

Support

Blog What's New Contact Us Download Android APK

Build your portfolio

Theme

Catalog

Card Manager

Explore

Catalog

Support

Blog What's New Contact Us Download Android APK

Build your portfolio

Theme

Catalog

Vetta — AU Small Finance Bank Credit Card | Card Manager

Back to Catalog

Catalog reference — not in your portfolio

All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.

AU SFB

Premium

•••• •••• •••• 0000

Vetta

VISA

Vetta

AU Small Finance Bank • Visa• Premium

catalog

Annual Fee

₹2,999

Base Reward Rate

2.00%

Foreign Tx Fee

2.99%

Tier

Premium

Joining Fee

₹2,999

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

1 per quartermedium

✓ No activation spend required — access is unconditional.

1 domestic + 2 railway/qtr.

international

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹400

Dining₹5,000/mo

+₹100

Grocery₹8,000/mo

+₹160

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹100

Online Shopping₹8,000/mo

+₹160

Utilities₹3,000/mo

+₹60

Annual earnings

₹11,760

Blended 1.88% effective return

Monthly spend₹52,000

Monthly earnings+₹980

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

₹2K welcome voucher on ₹30K in 60 days.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25–₹0.50 depending on redemption (cashback → flights/transfer).
value range
2% base reward rate on all eligible spends. 2-4 pts/₹100 by category.
2.00%medium

Forex

2.99% forex markup on international card transactions
2.99%

Priority Pass

Membership incl.

Unlimitedmedium

✓ No activation spend required — access is unconditional.

Priority Pass 1000+ lounges.

Travel

domestic via direct: 1 per quarter — no spend needed
1/quartermedium
international via Priority Pass: Unlimited — no spend needed
Unlimitedmedium

Payments

Joining fee: ₹2,999. Annual: ₹2,999.
₹2,999
Annual fee waived on spending ₹2,50,000 per year.
Spend ₹2,50,000
Milestone: spend ₹50,000/quarter → 500 Bonus Reward Points on Rs 50,000 retail spends done per calendar quarter
+₹125 valuehigh
Milestone: spend ₹1,00,000/quarter → Additional 1,000 Bonus Reward Points on reaching Rs 1 lakh retail spends per calendar quarter (up to 1,500 Bonus RP total per quarter)
+₹250 valuehigh
Milestone: spend ₹2,50,000/year → Rs 1,000 worth vouchers on minimum Rs 2.50 lakh retail spends done in a card anniversary year
+₹1,000 valuehigh