What is the annual fee for the AU Small Finance Bank Zenith Plus?

The annual fee for the AU Small Finance Bank Zenith Plus is ₹4,999. It can be waived on annual spends of ₹8,00,000.

Does the AU Small Finance Bank Zenith Plus offer airport lounge access?

Yes — the AU Small Finance Bank Zenith Plus offers 16 domestic per year lounge visits, 16 international per year lounge visits.

What rewards does the AU Small Finance Bank Zenith Plus earn?

It earns 1% on eligible spends as Reward Points.

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Zenith Plus — AU Small Finance Bank Credit Card | Card Manager

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AU SFB

World Elite

•••• •••• •••• 0000

Zenith Plus

VISA

Zenith Plus

AU Small Finance Bank • Visa• Super Premium

Available onVisaRuPayUPI

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Annual Fee

₹4,999

Base Reward Rate

1.00%

Foreign Tx Fee

0.99%

Tier

Super Premium

Joining Fee

₹4,999

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

16 per yearmedium

✓ No activation spend required — access is unconditional.

16/yr (max 4/qtr).

international

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹200

Dining₹5,000/mo

+₹50

Grocery₹8,000/mo

+₹80

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹100

Online Shopping₹8,000/mo

+₹80

Utilities₹3,000/mo

+₹30

Annual earnings

₹6,480

Blended 1.04% effective return

Monthly spend₹52,000

Monthly earnings+₹540

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Metal card. Taj Epicure free on ₹12L annual spend. 16 BMS BOGO + 8 golf/yr. 0.99% forex.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25–₹0.50 depending on redemption (cashback → flights/transfer).
value range
1% base reward rate on all eligible spends. 1 pt/₹100.
1.00%medium
Travel: 2% — 2 pts/₹100 on travel/dining/international.
2.0%medium

Priority Pass

Membership incl.

16 per yearmedium

✓ No activation spend required — access is unconditional.

16/yr via PP.

Forex

0.99% forex markup on international card transactions
0.99%

Travel

domestic via direct: 16 per year — no spend needed
16/yearmedium
international via Priority Pass: 16 per year — no spend needed
16/yearmedium

Payments

Joining fee: ₹4,999. Annual: ₹4,999.
₹4,999
Annual fee waived on spending ₹8,00,000 per year.
Spend ₹8,00,000
Milestone: spend ₹75,000/month → Bonus of 1000 Reward Points on spending Rs.75,000 or more in the month
+₹1,000 valuehigh
Milestone: spend ₹12,00,000/year → Complimentary Taj Epicure Membership on spending Rs.12 Lakhs in the card anniversary year
high