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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
Axis
entry
•••• •••• •••• 0000
Ace
VISAAxis Bank • Visa• Entry
Annual Fee
₹499
Base Reward Rate
1.50%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
₹499
Verified
2026-05-28
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹50,000 per quarter
4 complimentary domestic airport lounge visits per year. Effective 1-May-2024: requires ₹50,000 spend in PREVIOUS 3 calendar months to unlock (new cards: first 4 months waived). Excess visits charged ₹800-2,000. Refundable ₹2 or ₹25 verification charge per visit. Primary cardholder only.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹8,820
Blended 1.41% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
5% cashback on Google Pay bill payments (DTH/internet/electricity/gas); 4% Ola/Swiggy/Zomato; 1.5% other.