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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
Axis
Premium
•••• •••• •••• 0000
Atlas
VISAAxis Bank • Visa• Premium
Annual Fee
₹5,000
Base Reward Rate
2.00%
Foreign Tx Fee
3.5%
Tier
Premium
Joining Fee
₹5,000
Verified
2026-05-26
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
8 domestic lounges/yr (Silver tier — scales to 18 at Platinum tier).
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹13,560
Blended 2.17% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Axis Atlas. ₹5,000 joining/annual. 2 EDGE Miles/₹100 base, 5 EDGE Miles/₹100 on travel. Excluded: gold/jewellery, rent. 8-18 domestic lounges/yr + 4-12 intl/yr (varies by Silver/Gold/Platinum tier). Milestone: sources say Silver 5K / Gold 10K / Plat 15K miles at ₹3L/₹7.5L/₹15L (sources quote lower — sources more recent). Forex 3.5%.
✓ No activation spend required — access is unconditional.
4 international PP lounges/yr (Silver tier — scales to 12 at Platinum).
Excluded categories