What is the annual fee for the Axis Bank Horizon?

The annual fee for the Axis Bank Horizon is ₹3,000.

Does the Axis Bank Horizon offer airport lounge access?

Yes — the Axis Bank Horizon offers 6 domestic per quarter lounge visits, 2 international per quarter lounge visits.

What rewards does the Axis Bank Horizon earn?

It earns 2% on eligible spends as EDGE Reward Points.

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Horizon — Axis Bank Credit Card | Card Manager

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Axis

Premium

•••• •••• •••• 0000

Horizon

VISA

Horizon

Axis Bank • Visa• Premium

Available onVisaMasterCard

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Annual Fee

₹3,000

Base Reward Rate

2.00%

Foreign Tx Fee

3.5%

Tier

Premium

Joining Fee

₹3,000

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

6 per quartermedium

✓ No activation spend required — access is unconditional.

Up to 8/qtr Visa, 6/qtr MC.

international

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹400

Dining₹5,000/mo

+₹100

Grocery₹8,000/mo

+₹160

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹100

Online Shopping₹8,000/mo

+₹160

Utilities₹3,000/mo

+₹60

Annual earnings

₹11,760

Blended 1.88% effective return

Monthly spend₹52,000

Monthly earnings+₹980

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Successor to Citi PremierMiles. EDGE Miles valid 3yr. 19 airline/hotel partners at 1:1.

Benefits & Perks

Rewards

1 EDGE Reward Points ≈ ₹0.20–₹0.40 depending on redemption (cashback → flights/transfer).
value range
2% base reward rate on all eligible spends. 2 EDGE Miles/₹100 retail.
2.00%medium
Travel: 5% — 5 EDGE Miles/₹100 on travel/airlines/EDGE portal.
5.0%medium

Priority Pass

Membership incl.

2 per quartermedium

✓ No activation spend required — access is unconditional.

2/qtr via PP.

Forex

3.5% forex markup on international card transactions
3.5%

Travel

domestic via direct: 6 per quarter — no spend needed
6/quartermedium
international via Priority Pass: 2 per quarter — no spend needed
2/quartermedium

Payments

Joining fee: ₹3,000. Annual: ₹3,000.
₹3,000