What is the annual fee for the Axis Bank Insta Easy?

Annual fee details vary — check the latest terms with the issuer.

Does the Axis Bank Insta Easy offer airport lounge access?

The Axis Bank Insta Easy does not include complimentary airport lounge access.

What rewards does the Axis Bank Insta Easy earn?

It earns 0.03 EDGE Reward Points per ₹150 on eligible spends.

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Axis

entry

•••• •••• •••• 0000

Insta Easy

VISA

Insta Easy

Axis Bank • Visa• Entry

securedfd-basedentry-levelaxisedge-rewards

Annual Fee

—

Base Reward Rate

0.60%

Foreign Tx Fee

3.5%

Tier

Entry

Joining Fee

—

Verified

2026-06-07T08:39:39.828Z

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹120

Dining₹5,000/mo

+₹30

Grocery₹8,000/mo

+₹48

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹30

Online Shopping₹8,000/mo

+₹48

Utilities₹3,000/mo

+₹18

Annual earnings

₹3,528

Blended 0.57% effective return

Monthly spend₹52,000

Monthly earnings+₹294

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Secured credit card issued against a fixed deposit; credit limit ~80% of FD. Low reward rate. 1 Edge point = Rs.0.20. Author notes Axis Platinum Credit Card is similar but unsecured.

Benefits & Perks

Rewards

1 EDGE Reward Points ≈ ₹0.20–₹0.40 depending on redemption (cashback → flights/transfer).
value range
0.03 pts per ₹150 base (1 pt = ₹0.2). 6 Edge points per Rs.200 on domestic spends (~0.60% reward rate)
0.60%high
International: 0.06 pts/₹150 — 12 Edge points per Rs.200 on international spends (~1.2% reward rate)
1.2%high

Fuel: 2.5% — 2.5% fuel surcharge waiver on transactions Rs.400-Rs.4000, max Rs.400/month

2.5% · cap 400/mohigh

Forex

3.5% forex markup on international card transactions
3.5%

Travel

No lounge access on this card.
None

Payments

No payment details configured.

Insta Easy — Axis Bank Credit Card | Card Manager