What is the annual fee for the Axis Bank PRIMUS?

The annual fee for the Axis Bank PRIMUS is ₹3,00,000.

Does the Axis Bank PRIMUS offer airport lounge access?

Yes — the Axis Bank PRIMUS offers unlimited domestic lounge visits, unlimited international lounge visits.

What rewards does the Axis Bank PRIMUS earn?

It earns 1% on eligible spends as EDGE Reward Points.

PRIMUS — Axis Bank Credit Card

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PRIMUS — Axis Bank Credit Card | Card Manager

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Axis

World Elite

•••• •••• •••• 0000

PRIMUS

Axis Bank • MasterCard• Super Premium

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Annual Fee

₹3,00,000

Base Reward Rate

1.00%

Foreign Tx Fee

Tier

Super Premium

Joining Fee

₹1,80,000

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

Unlimitedmedium

✓ No activation spend required — access is unconditional.

Unlimited domestic.

international

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹200

Dining₹5,000/mo

+₹50

Grocery₹8,000/mo

+₹80

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹50

Online Shopping₹8,000/mo

+₹80

Utilities₹3,000/mo

+₹30

Annual earnings

₹5,880

Blended 0.94% effective return

Monthly spend₹52,000

Monthly earnings+₹490

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Invite-only. 25K EDGE Miles welcome or ITC ₹40K voucher. Unlimited golf domestic + 4 intl. Michelin restaurant access. 0% forex.

Benefits & Perks

Rewards

1 EDGE Reward Points ≈ ₹0.20–₹0.40 depending on redemption (cashback → flights/transfer).
value range
1% base reward rate on all eligible spends. 1 EDGE Mile per ₹100 = 5 partner airline miles.
1.00%medium

Forex

Zero forex markup — no extra fee on international card transactions
0% forex

—

Unlimitedmedium

✓ No activation spend required — access is unconditional.

Unlimited (1000+ lounges).

Travel

domestic via direct: Unlimited — no spend needed
Unlimitedmedium
international via direct: Unlimited — no spend needed
Unlimitedmedium

Payments

Joining fee: ₹1,80,000. Annual: ₹3,00,000.
₹3,00,000
Milestone: spend ₹20,00,000/quarter → 15,000 bonus EDGE Miles on spending ₹20 lakh-₹30 lakh in a quarter
+₹3,000 valuehigh
Milestone: spend ₹30,00,000/quarter → 25,000 bonus EDGE Miles on spending ₹30 lakh-₹50 lakh in a quarter
+₹5,000 valuehigh
Milestone: spend ₹50,00,000/quarter → 35,000 bonus EDGE Miles on spends above ₹50 lakh in a quarter
+₹7,000 valuehigh