What is the annual fee for the Axis Bank Rewards?

The annual fee for the Axis Bank Rewards is ₹1,000. It can be waived on annual spends of ₹2,00,000.

Does the Axis Bank Rewards offer airport lounge access?

Yes — the Axis Bank Rewards offers 2 domestic per quarter lounge visits.

What rewards does the Axis Bank Rewards earn?

It earns 0.32% on eligible spends as EDGE Reward Points.

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Rewards — Axis Bank Credit Card | Card Manager

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Axis

mid

•••• •••• •••• 0000

Rewards

VISA

Rewards

Axis Bank • Visa• Mid

Available onVisaMasterCard

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Annual Fee

₹1,000

Base Reward Rate

0.32%

Foreign Tx Fee

3.5%

Tier

Mid

Joining Fee

₹1,000

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

2 per quartermedium

✓ No activation spend required — access is unconditional.

2 free visits/qtr.

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹64

Dining₹5,000/mo

+₹16

Grocery₹8,000/mo

+₹26

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹16

Online Shopping₹8,000/mo

+₹26

Utilities₹3,000/mo

+₹10

Annual earnings

₹1,882

Blended 0.30% effective return

Monthly spend₹52,000

Monthly earnings+₹157

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

10X on apparel & dept stores. 5K EDGE welcome on ₹1K+ in 30 days.

Benefits & Perks

Rewards

1 EDGE Reward Points ≈ ₹0.20–₹0.40 depending on redemption (cashback → flights/transfer).
value range
0.32% base reward rate on all eligible spends. 2 EDGE/₹125.
0.32%medium
Retail Shopping: 3.2% — 10X on apparel/dept stores.
3.2%medium

Forex

3.5% forex markup on international card transactions
3.5%

Travel

domestic via direct: 2 per quarter — no spend needed
2/quartermedium

Payments

Joining fee: ₹1,000. Annual: ₹1,000.
₹1,000
Annual fee waived on spending ₹2,00,000 per year.
Spend ₹2,00,000
Milestone: spend ₹30,000/month → Earn 1500 EDGE RP on spends of Rs 30,000 in a statement cycle
+₹300 valuehigh