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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
BoB
entry
•••• •••• •••• 0000
Easy
RuPayBank of Baroda • RuPay• Entry
Annual Fee
Free
Base Reward Rate
0.20%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹1,944
Blended 0.31% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Lifetime free (joining & annual) till 30 June 2026. Welcome: 500 RP on Rs.5,000 spend within 60 days (one-time, not recorded as milestone). 1 RP = ₹0.20. EMI conversion on purchases over Rs.2,500. Accidental death cover for primary cardholder. Zero liability on lost card. No lounge or travel benefits. Reward redemption fee nil. Page mentions 0.5% RP on certain MCC categories (per product details/comments after a 0.5% bill-payment cashback was degraded).