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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
BoB
travel
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Etihad Guest Premium
Bank of Baroda • MasterCard•
Annual Fee
₹5,000
Base Reward Rate
0.50%
Foreign Tx Fee
0%
Tier
Joining Fee
₹5,000
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
12 complimentary domestic lounge visits per year (3 per quarter), no spend condition
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹3,540
Blended 0.57% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Co-branded Etihad Airways airline card. Welcome: 10,000 (+5,000 limited-time till 30 Jun 2026) Etihad Guest Miles on spending Rs 50,000 within 60 days; Silver Tier on first transaction; Gold Tier upgrade after first Etihad.com transaction within 6 months. No add-on card charges; premium metal card. Miles redeemable only on Etihad platform. No miles on excluded categories (rent, utilities, education, insurance, wallet, supermarket, fuel, etc.). Travel Goal Bonus: 1,000 miles for flying twice/year with Etihad (once per year).
✓ No activation spend required — access is unconditional.
8 complimentary international lounge visits per year (2 per quarter) via DreamFolks, no spend condition