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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
BoB
entry
•••• •••• •••• 0000
ICAI Exclusive
RuPayBank of Baroda • RuPay• Entry
Annual Fee
Free
Base Reward Rate
0.25%
Foreign Tx Fee
2%
Tier
Entry
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹40,000 per quarter
3 complimentary domestic lounge visits per quarter (12/year) on spends of Rs.40,000 in the previous quarter
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹3,390
Blended 0.54% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Lifetime free card exclusively for ICAI members. Interest 3.49% per month. Insurance: personal air accident cover Rs.15 lakhs, non-air accident cover Rs.5 lakhs, Professional Indemnity cover Rs.5 lakhs. Welcome: 500 bonus RP on spending Rs.5,000 within 60 days + 6-month FitPass Pro membership (one-time, excluded from milestones).