What is the annual fee for the Citi Bank First Citizen?

The annual fee for the Citi Bank First Citizen is ₹500. It can be waived on annual spends of ₹30,000.

Does the Citi Bank First Citizen offer airport lounge access?

The Citi Bank First Citizen does not include complimentary airport lounge access.

What rewards does the Citi Bank First Citizen earn?

It earns 2 reward points per ₹150 on eligible spends.

First Citizen — Citi Bank Credit Card

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹120

Dining₹5,000/mo

+₹30

Grocery₹8,000/mo

+₹48

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹30

Online Shopping₹8,000/mo

+₹48

Utilities₹3,000/mo

+₹18

Annual earnings

₹3,528

Blended 0.57% effective return

Monthly spend₹52,000

Monthly earnings+₹294

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

[discontinued] Discontinued Citibank co-branded card with Shoppers Stop. Rewards auto-transferred to Shoppers Stop First Citizen account. RP never expire. Interest 3.75%/month. Complimentary parking at Shoppers Stop. No lounge/golf/insurance benefits.

First Citizen

Airport Lounge Access

Earnings Projection

Notes

Benefits & Perks

Rewards

Forex

Travel

Payments