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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
HDFC
entry
•••• •••• •••• 0000
All Miles
VISAHDFC Bank • Visa• Entry
Annual Fee
₹1,000
Base Reward Rate
0.50%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
₹1,000
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
Up to 4 free accesses to Priority Pass lounges every year (per review; later updates note Priority Pass membership was withdrawn w.e.f. March 2017).
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹2,940
Blended 0.47% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[discontinued] Discontinued HDFC entry-level rewards card; existing holders could upgrade to HDFC Regalia First. Joining fee waived on Rs. 15,000 spend in first 90 days (one-time, not recurring). Reward redemption fee Rs. 99 per request. No lounge access. Data corroborated from sources dedicated review.
✓ No activation spend required — access is unconditional.
2 visits per quarter to Visa Signature lounges (variant dependent).