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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
HDFC
business
•••• •••• •••• 0000
BizGrow
VISAHDFC Bank • Visa•
Annual Fee
₹500
Base Reward Rate
0.25%
Foreign Tx Fee
3.5%
Tier
Joining Fee
₹500
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹1,470
Blended 0.24% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[business] Business credit card for small businesses/SMEs. Max 15,000 Cash Points per statement cycle overall. Welcome benefit: Rs.250 gift voucher (one-time, excluded from milestones). Redemption: Rs.0.25/CP for cashback/Smartbuy flights-hotels/product catalog, Rs.0.30/CP for business catalog; min 2,500 CP for statement cashback; redemption fee Rs.99. No lounge access. Eligibility: self-employed, ITR above Rs.6 lakh.