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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
HDFC
entry
•••• •••• •••• 0000
Business MoneyBack
HDFC Bank • MasterCard• Entry
Annual Fee
—
Base Reward Rate
0.50%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
—
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
8 complimentary domestic lounge visits per calendar year via MasterCard Lounge Program; not available on Visa variant
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹4,060
Blended 0.65% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[business] Business-class variant of HDFC MoneyBack card, only for self-employed professionals/businessmen. Reward rate ~0.26%-0.52% cashback (points to cashback redemption). No cap on earning reward points. First-year fee reversed on Rs.10,000 spend in first 90 days (one-time welcome, excluded from milestones). Page last updated Sep 2018; Visa lounge program was expiring 30 Sep 2018, MasterCard program valid until 31 Dec 2018.