What is the annual fee for the HDFC Bank Diners Club Black Metal Edition?

The annual fee for the HDFC Bank Diners Club Black Metal Edition is ₹10,000. It can be waived on annual spends of ₹8,00,000.

Does the HDFC Bank Diners Club Black Metal Edition offer airport lounge access?

Yes — the HDFC Bank Diners Club Black Metal Edition offers unlimited international lounge visits, unlimited domestic lounge visits.

What rewards does the HDFC Bank Diners Club Black Metal Edition earn?

It earns 3.33% on eligible spends as Reward Points.

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Diners Club Black Metal Edition — HDFC Bank Credit Card | Card Manager

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HDFC

World Elite

•••• •••• •••• 0000

Diners Club Black Metal Edition

Diners

Diners Club Black Metal Edition

HDFC Bank • Diners Club• Super Premium

catalog

Annual Fee

₹10,000

Base Reward Rate

3.33%

Foreign Tx Fee

Tier

Super Premium

Joining Fee

₹10,000

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

internationalDirect

Unlimitedmedium

✓ No activation spend required — access is unconditional.

Unlimited at 1300+ worldwide lounges.

domestic

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹666

Dining₹5,000/mo

+₹167

Grocery₹8,000/mo

+₹266

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹167

Online Shopping₹8,000/mo

+₹266

Utilities₹3,000/mo

+₹100

Annual earnings

₹19,580

Blended 3.14% effective return

Monthly spend₹52,000

Monthly earnings+₹1,632

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

75K monthly RP cap. Access 1300+ lounges worldwide.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.30–₹1 depending on redemption (cashback → flights/transfer).
value range
3.33% base reward rate on all eligible spends. 5 pts/₹150.
3.33%medium
Smartbuy: 33.3% — 10X on Smartbuy.
33.3% · cap 75,000/momedium

Direct

Unlimitedmedium

✓ No activation spend required — access is unconditional.

Unlimited domestic.

Forex

2% forex markup on international card transactions
2%

Travel

international via Direct: Unlimited — no spend needed
Unlimitedmedium
domestic via Direct: Unlimited — no spend needed
Unlimitedmedium

Payments

Joining fee: ₹10,000. Annual: ₹10,000.
₹10,000
Annual fee waived on spending ₹8,00,000 per year.
Spend ₹8,00,000
Milestone: spend ₹4,00,000/quarter → 10,000 bonus Reward Points on spending Rs. 4 lakh in a calendar quarter
+₹10,000 valuehigh