What is the annual fee for the HDFC Bank Swiggy Ornge?

The annual fee for the HDFC Bank Swiggy Ornge is ₹500. It can be waived on annual spends of ₹1,50,000.

Does the HDFC Bank Swiggy Ornge offer airport lounge access?

The HDFC Bank Swiggy Ornge does not include complimentary airport lounge access.

What rewards does the HDFC Bank Swiggy Ornge earn?

It earns 1% on eligible spends as Cashback.

Swiggy Ornge — HDFC Bank Credit Card

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Swiggy Ornge — HDFC Bank Credit Card | Card Manager

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HDFC

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Swiggy Ornge

HDFC Bank • MasterCard• Entry

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Annual Fee

₹500

Base Reward Rate

1.00%

Foreign Tx Fee

3.5%

Tier

Entry

Joining Fee

₹500

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹200

Dining₹5,000/mo

+₹50

Grocery₹8,000/mo

+₹80

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹50

Online Shopping₹8,000/mo

+₹400

Utilities₹3,000/mo

+₹30

Annual earnings

₹9,720

Blended 1.56% effective return

Monthly spend₹52,000

Monthly earnings+₹810

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Premium Swiggy variant. 12-month Swiggy One welcome. 5% Swiggy + 5% online (combined ₹1.5K/mo). 12 golf lessons/yr.

Benefits & Perks

Rewards

Earns cashback (₹1 per point), credited to your statement each cycle — it doesn't build up as a balance.
auto-credited
1% base reward rate on all eligible spends
1.00%medium
Swiggy: 5% — Min ₹249 txn.
5.0% · cap 1,500/momedium

Online: 5% — Amazon/Flipkart/Uber/Netflix.

5.0% · cap 1,500/momedium

Forex

3.5% forex markup on international card transactions
3.5%

Travel

No lounge access on this card.
None

Payments

Joining fee: ₹500. Annual: ₹500.
₹500
Annual fee waived on spending ₹1,50,000 per year.
Spend ₹1,50,000