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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
HSBC
entry
•••• •••• •••• 0000
Smart Value
VISAHSBC • Visa• Entry
Annual Fee
Free
Base Reward Rate
0.00%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
3 complimentary domestic/international lounge access OR 3 free meal vouchers as introductory welcome offer (one-time)
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹34
Blended 0.01% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[discontinued] Lifetime free entry-level card. Reward points valid 2 years; Rs.50 redemption fee per request. Interest 1.99%-3.49% per month. Cash advance 2.5% (min Rs.500). Discontinued. Welcome benefits (one-time, not recurring): Amazon voucher Rs.500, 10% cashback up to Rs.1,000 on 5+ txns totaling Rs.5,000 in first 60 days, 50% off (cap Rs.100) first Google Pay txn, 3 complimentary lounge/meal vouchers. Page mentions \"cashback offers on achieving monthly spend milestones\" but no specific thresholds/values stated, so omitted.