What is the annual fee for the ICICI Bank Coral?

The annual fee for the ICICI Bank Coral is ₹500. It can be waived on annual spends of ₹1,50,000.

Does the ICICI Bank Coral offer airport lounge access?

Yes — the ICICI Bank Coral offers 1 domestic per quarter lounge visits.

What rewards does the ICICI Bank Coral earn?

It earns 0.5% on eligible spends as Reward Points.

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Coral — ICICI Bank Credit Card | Card Manager

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ICICI

entry

•••• •••• •••• 0000

Coral

VISA

Coral

ICICI Bank • Visa• Entry

Available onVisaMasterCardAmerican ExpressRuPayUPI

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Annual Fee

₹500

Base Reward Rate

0.50%

Foreign Tx Fee

3.5%

Tier

Entry

Joining Fee

₹500

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

1 per quartermedium

⚠️ Activation: ₹5,000 per quarter

Quarterly ₹5K spend required.

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹100

Dining₹5,000/mo

+₹25

Grocery₹8,000/mo

+₹40

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹25

Online Shopping₹8,000/mo

+₹40

Utilities₹3,000/mo

+₹15

Annual earnings

₹2,940

Blended 0.47% effective return

Monthly spend₹52,000

Monthly earnings+₹245

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

1 domestic lounge/qtr (₹5K+ spend req). 25% BookMyShow off. ₹3 crore air accident.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25–₹1 depending on redemption (cashback → flights/transfer).
value range
0.5% base reward rate on all eligible spends. 2 PAYBACK pts/₹100.
0.50%medium

Forex

3.5% forex markup on international card transactions
3.5%

Travel

domestic via direct: 1 per quarter — needs ₹5,000/quarter to activate
1/quartermedium

Payments

Joining fee: ₹500. Annual: ₹500.
₹500
Annual fee waived on spending ₹1,50,000 per year.
Spend ₹1,50,000
Milestone: spend ₹2,00,000/year → 2000 PAYBACK Points on spending Rs. 2,00,000 on your card
+₹500 valuehigh
Milestone: spend ₹1,00,000/year → 1000 PAYBACK Points each time you cross Rs. 1,00,000 spend (post 2L spend); maximum of 10,000 PAYBACK Points per year
high