What is the annual fee for the ICICI Bank Emeralde?

The annual fee for the ICICI Bank Emeralde is ₹12,000. It can be waived on annual spends of ₹15,00,000.

Does the ICICI Bank Emeralde offer airport lounge access?

Yes — the ICICI Bank Emeralde offers unlimited domestic lounge visits, unlimited international lounge visits.

What rewards does the ICICI Bank Emeralde earn?

It earns 1% on eligible spends as Reward Points.

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Emeralde — ICICI Bank Credit Card | Card Manager

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ICICI

World Elite

•••• •••• •••• 0000

Emeralde

VISA

Emeralde

ICICI Bank • Visa• Super Premium

Available onVisaMasterCardAmerican Express

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Annual Fee

₹12,000

Base Reward Rate

1.00%

Foreign Tx Fee

1.5%

Tier

Super Premium

Joining Fee

₹12,000

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

Unlimitedmedium

✓ No activation spend required — access is unconditional.

Unlimited Visa/MC/Amex.

international

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹200

Dining₹5,000/mo

+₹50

Grocery₹8,000/mo

+₹80

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹50

Online Shopping₹8,000/mo

+₹80

Utilities₹3,000/mo

+₹30

Annual earnings

₹5,880

Blended 0.94% effective return

Monthly spend₹52,000

Monthly earnings+₹490

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

First-year free for fresh applications. Airport spa discontinued Nov 2024. Visa/MC/Amex variants. Unlimited lounges. 4 RP/₹100.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25–₹1 depending on redemption (cashback → flights/transfer).
value range
1% base reward rate on all eligible spends. 4 RP/₹100.
1.00%medium

Forex

1.5% forex markup on international card transactions
1.5%

DreamFolks

Unlimitedmedium

✓ No activation spend required — access is unconditional.

Unlimited DreamFolks.

Travel

domestic via direct: Unlimited — no spend needed
Unlimitedmedium
international via DreamFolks: Unlimited — no spend needed
Unlimitedmedium

Payments

Joining fee: ₹12,000. Annual: ₹12,000.
₹12,000
Annual fee waived on spending ₹15,00,000 per year.
Spend ₹15,00,000