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IDBI
entry
•••• •••• •••• 0000
Classic Debit
RuPayIDBI Bank • RuPay• Entry
Annual Fee
Free
Base Reward Rate
0.25%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
Free
Verified
2026-05-29
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹1,470
Blended 0.24% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
IDBI RuPay Classic Debit Card. Issuance ₹150+GST. Annual ₹220+GST. Add-on/Replacement ₹220+GST. Repin (physical) ₹50+GST. Fees vary by Scheme code (SOF) of the linked account. Limits: ATM ₹25,000/day, POS ₹25,000/day. Rewards: 1 loyalty point per ₹100 spent on POS. International validity (RuPay JCB/RuPay-Discover network). Discounts at merchant establishments via RuPay program. No lounge access.