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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
IDBI
entry
•••• •••• •••• 0000
Winnings RuPay Select
RuPayIDBI Bank • RuPay• Entry
Annual Fee
₹899
Base Reward Rate
0.40%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹2,352
Blended 0.38% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Base earn: 2 delight points per Rs.100. Also 500+ delight points on making 5 transactions worth Rs.1000/month. Double delight points (4 per Rs.100) in birthday month. Reward redemption fee Rs.99. Accidental death & permanent disability cover up to Rs.10 lakh each. Welcome: 10% cashback up to Rs.500 within 90 days (one-time, excluded from milestones).
✓ No activation spend required — access is unconditional.