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IDFC FIRST
business
•••• •••• •••• 0000
Business Max
VISAIDFC FIRST Bank • Visa•
Annual Fee
Free
Base Reward Rate
0.50%
Foreign Tx Fee
1.5%
Tier
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹3,180
Blended 0.51% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[business] Secured credit card requiring a minimum fixed deposit of Rs.10,000. Lifetime free (no joining or annual fee). 1 RP = Rs.0.25; reward points valid 24 months. Low interest rate 1% monthly (12% p.a.). Cash advance Rs.199 + GST. Complimentary roadside assistance up to Rs.1,399, four times a year via Global Assure. No lounge access. Rewards not applicable on fuel, insurance, EMI, cash withdrawals, rental/property management, and utility spends. Requires active GST number; self-employed/sole proprietor only.