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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
IndusInd
super-premium
•••• •••• •••• 0000
Celesta
AMEXIndusInd Bank • American Express•
Annual Fee
₹5,000
Base Reward Rate
0.75%
Foreign Tx Fee
3.5%
Tier
Joining Fee
₹25,000
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹1,50,000 per quarter
Unlimited free domestic lounge access on spends of Rs.1.5 lakh or more in previous quarter
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹4,329
Blended 0.69% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Premium lifestyle card. Welcome: vouchers worth Rs.25,000 (Oberoi Hotels & Montblanc). Movies: BookMyShow 20% off + BOGO (free ticket capped Rs.700), up to 3 free tickets/month. Golf: 1 complimentary game + 1 lesson each month. Hertz car rental discounts. Travel insurance incl. accidental air death Rs.2.5 cr. Reward redemption fee Rs.100+GST. Interest 2.99%/month.
✓ No activation spend required — access is unconditional.
2 complimentary international lounge visits per quarter via Priority Pass membership