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IndusInd
Premium
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Iconia Amex
AMEXIndusInd Bank • American Express• Premium
Annual Fee
Free
Base Reward Rate
1.50%
Foreign Tx Fee
3.5%
Tier
Premium
Joining Fee
₹3,500
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
2 complimentary domestic lounge visits per quarter (8/year)
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹8,820
Blended 1.41% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[discontinued] Discontinued. Joining fee Rs 3,500 (one-time), no renewal/annual fee, no spend-based waiver. Reward redemption: 1 RP = Rs 1 cash credit, 100 RP = 100 AirMiles; min 500 RP to redeem; Rs 100 fee per redemption request. BOGO on BookMyShow movie tickets (1 free/month, capped Rs 200). 1 golf game + 1 golf lesson per quarter. Personal air accident cover Rs 25 lakhs. 24x7 concierge and auto assistance. Interest 3.83%/month.
✓ No activation spend required — access is unconditional.
Complimentary Priority Pass membership; USD 27 per person per visit