Legend Signature

IndusInd Bank Legend Credit Card (Visa Signature) — Lifetime Free entry-level card. Rewards: **1 RP/₹100 weekdays (0.5%), 2 RP/₹100 weekends (1%)**. 1 RP = ₹0.50 (Cash Credit). Medical, Automobile, Telecom always earn 1 RP/₹100 (not doubled on weekends). **NO rewards** on fuel, utility bills, rent, education, government, insurance. Cash Credit redemption: max 5,000 RP per statement cycle. ₹149+GST redemption fee for cash. 400 RP = 100 KrisFlyer Miles / Air India Maharaja Club (min 500 RP to convert). Also redeemable at IndusMoments portal for vouchers/products. BOGO on BookMyShow movie tickets — 1 free ticket/month, value capped ₹200 + ₹50 off F&B option. Milestone: 3,000 bonus RP on ₹5L annual spend (primary + add-on eligible, credited within 45 days). Forex 1.8% + GST = ~2.12% (one of the lowest in India). 1% fuel surcharge waiver at all fuel stations. **Airport lounge access has been REMOVED from this card** (per latest update). Insurance: Complimentary Lost Baggage Insurance ₹1 Lakh + other travel covers. Interest 3.95%/month (47.40% p.a.). Cash advance 2.5% (min ₹300). Welcome benefits NOT given on LTF variant. | ✅ USER-RESOLVED 2026-05-28: Complimentary lounge access OFFICIALLY DISCONTINUED on standalone Legend. sources 8 visits/yr refers to the OPTIONAL 'IndusInd Travel Plus Program' which requires a ₹5,000 annual enrollment fee (paid add-on, NOT built-in). If lounge tracking shows active in app, it's either Travel Plus enrollment or a legacy quarterly cycle. DB correctly has NO lounge rows.