What is the annual fee for the IndusInd Bank Platinum Visa?

The IndusInd Bank Platinum Visa is a lifetime-free credit card with no joining or annual fee.

Does the IndusInd Bank Platinum Visa offer airport lounge access?

Yes — the IndusInd Bank Platinum Visa offers unlimited international lounge visits.

What rewards does the IndusInd Bank Platinum Visa earn?

It earns 1.5% on eligible spends as Reward Points.

Card Manager

Explore

Catalog

Support

Blog What's New Contact Us Download Android APK

Build your portfolio

Theme

Catalog

Card Manager

Explore

Catalog

Support

Blog What's New Contact Us Download Android APK

Build your portfolio

Theme

Catalog

Platinum Visa — IndusInd Bank Credit Card | Card Manager

Back to Catalog

Catalog reference — not in your portfolio

All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.

IndusInd

Premium

•••• •••• •••• 0000

Platinum Visa

VISA

Platinum Visa

IndusInd Bank • Visa• Premium

catalog

Annual Fee

Free

Base Reward Rate

1.50%

Foreign Tx Fee

3.5%

Tier

Premium

Joining Fee

₹3,000

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

internationalPriority PassMembership incl.

Unlimitedmedium

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹300

Dining₹5,000/mo

+₹75

Grocery₹8,000/mo

+₹120

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹75

Online Shopping₹8,000/mo

+₹120

Utilities₹3,000/mo

+₹45

Annual earnings

₹8,820

Blended 1.41% effective return

Monthly spend₹52,000

Monthly earnings+₹735

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Lifetime annual fee waived. Luxe Gift Cards / Amazon vouchers / Apollo welcome.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.50–₹1 depending on redemption (cashback → flights/transfer).
value range
1.5% base reward rate on all eligible spends. 1.5 RP/₹150.
1.50%medium

Forex

3.5% forex markup on international card transactions
3.5%

✓ No activation spend required — access is unconditional.

Priority Pass 1000+ lounges.

Travel

international via Priority Pass: Unlimited — no spend needed
Unlimitedmedium
Lifetime free card — ₹0 joining, ₹0 annual, ₹0 renewal.
₹0 forever

Payments

Joining fee: ₹3,000. Annual: Free.
Lifetime free