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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
Kotak
business
•••• •••• •••• 0000
Biz Business
VISAKotak Mahindra Bank • Visa•
Annual Fee
₹499
Base Reward Rate
0.25%
Foreign Tx Fee
3.5%
Tier
Joining Fee
₹299
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
1 complimentary domestic lounge access per calendar quarter (4/year)
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹3,360
Blended 0.54% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[business] Designed for entrepreneurs/self-employed. Point value ₹0.25; min 4,000 points for cashback redemption. Includes travel insurance, purchase protection up to ₹25,000, credit liability cover ₹50,000. Biz Launchpad software discounts (e.g. up to 75% off ClearTax tax filing). Interest 3.5% monthly. Cash advance ₹300.