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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
Kotak
business
•••• •••• •••• 0000
BizEdge
VISAKotak Mahindra Bank • Visa•
Annual Fee
₹999
Base Reward Rate
0.33%
Foreign Tx Fee
3.5%
Tier
Joining Fee
₹999
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹2,758
Blended 0.44% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[business] Eligibility requires relationship value over Rs.10 lakh with bank. Accelerated RP on flight/hotel/SaaS capped at 1 lakh RP. Up to 80% of cart value redeemable on Kotak Unbox. 55-day interest-free period. RP valid 36 months. No RP on EMI, rent, wallets, education. No lounge/golf/insurance benefits.