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Kotak
entry
•••• •••• •••• 0000
Cashback+
RuPayKotak Mahindra Bank • RuPay• Entry
Annual Fee
₹750
Base Reward Rate
0.50%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹15,360
Blended 2.46% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Joining fee Nil under limited-time offer (standard Rs.750+GST). 5% (online food/grocery/entertainment) and 3% (fuel) accelerated categories share a combined cap of 500 Reward Points per statement cycle (~Rs.6000/year max). No cashback on rent, B2B, utilities, insurance, education, government, wallet reloads, gaming, or EMI-converted transactions. BOGO on movie tickets via PVR/INOX app (limited offer till 30 Jun). No welcome/renewal benefits. Interest 3.75%/month.