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Kotak
entry
•••• •••• •••• 0000
Kotak811 Super Money
RuPayKotak Mahindra Bank • RuPay• Entry
Annual Fee
Free
Base Reward Rate
1.00%
Foreign Tx Fee
2%
Tier
Entry
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹5,880
Blended 0.94% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
FD-backed secured credit card against minimum FD of Rs.1,000; FD continues to earn up to 6% interest. Issued via Super.Money app. Max total cashback Rs.11,000 per billing cycle. No cashback on excluded MCCs (utilities, telecom, insurance, education, fuel, gold/jewellery, rent, etc.). Interest 3.50% monthly (42% yearly).