What is the annual fee for the Kotak Mahindra Bank Myntra?

The annual fee for the Kotak Mahindra Bank Myntra is ₹500. It can be waived on annual spends of ₹2,00,000.

Does the Kotak Mahindra Bank Myntra offer airport lounge access?

Yes — the Kotak Mahindra Bank Myntra offers 1 domestic per quarter lounge visits.

What rewards does the Kotak Mahindra Bank Myntra earn?

It earns 1.25% on eligible spends as Reward Points.

Myntra — Kotak Mahindra Bank Credit Card

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Myntra — Kotak Mahindra Bank Credit Card | Card Manager

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Kotak

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•••• •••• •••• 0000

Myntra

Kotak Mahindra Bank • MasterCard• Entry

Available onMasterCardRuPayUPI

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Annual Fee

₹500

Base Reward Rate

1.25%

Foreign Tx Fee

3.5%

Tier

Entry

Joining Fee

₹500

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

1 per quartermedium

✓ No activation spend required — access is unconditional.

1 visit/qtr.

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹250

Dining₹5,000/mo

+₹63

Grocery₹8,000/mo

+₹100

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹63

Online Shopping₹8,000/mo

+₹100

Utilities₹3,000/mo

+₹38

Annual earnings

₹7,350

Blended 1.18% effective return

Monthly spend₹52,000

Monthly earnings+₹613

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

DISCONTINUED 10 Jul 2025 (migrated to Kotak League Platinum/Zen). 7.5% on Myntra (₹750/txn cap).

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25–₹0.50 depending on redemption (cashback → flights/transfer).
value range
1.25% base reward rate on all eligible spends. 1.25% unlimited other.
1.25%medium
Myntra: 7.5% — 7.5% instant on Myntra (₹750/txn cap).
7.5%medium

Preferred Partners: 5% — 5% on Swiggy/PVR/Cleartrip/Urban Co.

5.0%medium

Forex

3.5% forex markup on international card transactions
3.5%

Travel

domestic via direct: 1 per quarter — no spend needed
1/quartermedium

Payments

Joining fee: ₹500. Annual: ₹500.
₹500
Annual fee waived on spending ₹2,00,000 per year.
Spend ₹2,00,000
Milestone: spend ₹50,000/quarter → Free movie tickets worth ₹250 each on spending ₹50,000 every quarter
+₹250 valuehigh