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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
Kotak
UPI
•••• •••• •••• 0000
UPI RuPay
RuPayKotak Mahindra Bank • RuPay•
Annual Fee
Free
Base Reward Rate
—
Foreign Tx Fee
3.5%
Tier
Joining Fee
Free
Verified
2026-06-08T14:01:24.290Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹0
Blended 0.00% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Virtual lifetime-free RuPay credit card linkable to UPI apps (GPay, PhonePe, Paytm, BHIM). Must be an existing Kotak Bank customer. Interest 3.5%/month (42% annual). No welcome benefits, lounges, or milestones.