What is the annual fee for the Kotak Mahindra Bank White Reserve?

The annual fee for the Kotak Mahindra Bank White Reserve is ₹12,500. It can be waived on annual spends of ₹10,00,000.

Does the Kotak Mahindra Bank White Reserve offer airport lounge access?

Yes — the Kotak Mahindra Bank White Reserve offers unlimited domestic lounge visits, unlimited international lounge visits.

It earns EDGE Reward Points on eligible spends.

Joining fee: ₹12,500. Annual: ₹12,500.

₹12,500

Annual fee waived on spending ₹10,00,000 per year.

Spend ₹10,00,000

Milestone: spend ₹3,00,000/year → ₹5,000 White Pass value (1.6% return)

+₹5,000 valuehigh

Milestone: spend ₹1,00,00,000/year → ₹67,000 White Pass value earned (₹2.5 Lakhs total, 2.5% return)

+₹67,000 valuehigh

Milestone: spend ₹10,00,000/year → ₹15,000 White Pass value earned (₹20,000 total, 2.0% return)

+₹15,000 valuehigh

Milestone: spend ₹20,00,000/year → ₹22,000 White Pass value earned (₹42,000 total, 2.1% return)

+₹22,000 valuehigh

Milestone: spend ₹30,00,000/year → ₹24,000 White Pass value earned (₹66,000 total, 2.2% return)

+₹24,000 valuehigh

Milestone: spend ₹40,00,000/year → ₹26,000 White Pass value earned (₹92,000 total, 2.3% return)

+₹26,000 valuehigh

Milestone: spend ₹50,00,000/year → ₹28,000 White Pass value earned (₹1.2 Lakhs total, 2.4% return)

+₹28,000 valuehigh

Milestone: spend ₹75,00,000/year → ₹63,000 White Pass value earned (₹1.83 Lakhs total, 2.4% return)

+₹63,000 valuehigh