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PNB
Platinum
•••• •••• •••• 0000
EMT RuPay Platinum
RuPayPunjab National Bank • RuPay•
Annual Fee
₹2,000
Base Reward Rate
—
Foreign Tx Fee
3.5%
Tier
Joining Fee
₹2,000
Verified
2026-06-08T14:01:24.290Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
8 visits annually (2 per quarter); 30+ lounges across 17 cities in India
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹0
Blended 0.00% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Co-branded card between Punjab National Bank and EaseMyTrip (EMT). Welcome benefits: 300 reward points on first transaction + voucher worth Rs.3000 (flight Rs.500, hotel Rs.1000, holiday Rs.1500). Bus bookings: flat Rs.125 off at min value Rs.500. Insurance: up to Rs.2 lakh accidental death / personal total disability. Page has internal inconsistency on base reward rate (header says 4 points/Rs.100, detailed Reward Points section says 1 point/Rs.100 = Rs.0.25 each); detailed section used. Interest 2.95%/month, cash advance 2%.
✓ No activation spend required — access is unconditional.
2 complimentary international lounge visits per year