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PNB
super-premium
•••• •••• •••• 0000
LUXURA RuPay Metal
RuPayPunjab National Bank • RuPay•
Annual Fee
₹7,500
Base Reward Rate
1.00%
Foreign Tx Fee
2.5%
Tier
Joining Fee
₹9,000
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹8,280
Blended 1.33% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
RuPay EKAA metal card. Welcome: 40,000 RP on ₹50,000 spend in first 90 days (one-time). BOGO movie ticket up to ₹500 once/month. HoteLux Elite Plus membership; OneVasco visa services; 4 golf rounds/year (max 1/quarter). ITC benefits (2+1 nights, 1+1 dining, 1+1 spa). Insurance: personal accident ₹50L, air accident ₹1Cr, purchase protection ₹2L, baggage loss ₹20k. Joining fee waiver on ₹2.5L spend within 3 billing cycles. Card replacement ₹4,000. Reward redemption 1 RP = ₹0.25.
✓ No activation spend required — access is unconditional.