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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
PNB
Platinum
•••• •••• •••• 0000
RuPay Platinum Patanjali
RuPayPunjab National Bank • RuPay•
Annual Fee
₹500
Base Reward Rate
—
Foreign Tx Fee
3.5%
Tier
Joining Fee
Free
Verified
2026-06-08T14:01:24.290Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
2 complimentary domestic lounge visits per quarter (8 per year)
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹0
Blended 0.00% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Co-branded card by PNB and Patanjali Ayurved. Welcome benefit: 300 bonus Reward Points on first retail transaction within 90 days, plus 50 RP on e-bill registration. Accidental death/personal disability insurance cover of Rs. 2 lakhs. Reward redemption minimum 500 points; points expire after 3 years. Interest 2.95% per month. Source has conflicting point values (Re. 0.5 in summary, Re. 0.25 in detailed section).