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PNB
entry
•••• •••• •••• 0000
RuPay Select
RuPayPunjab National Bank • RuPay• Entry
Annual Fee
₹750
Base Reward Rate
0.33%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
₹500
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
8 visits per year, capped at 2 per quarter
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹1,940
Blended 0.31% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Welcome benefit: 300 bonus Reward Points on first transaction within 90 days; 50 bonus RP on e-bill registration (one-time, excluded from milestones). Insurance cover Rs.10 lakhs against accidental death/disability. Interest 2.95%/month. Reward points valid 3 years; min 500 RP for redemption via PNB Rewardz portal. RuPay Select Patanjali co-branded variant also exists.
✓ No activation spend required — access is unconditional.
4 complimentary international airport lounge visits