What is the annual fee for the RBL Bank IndianOil XTRA?

The annual fee for the RBL Bank IndianOil XTRA is ₹1,500. It can be waived on annual spends of ₹2,75,000.

Does the RBL Bank IndianOil XTRA offer airport lounge access?

The RBL Bank IndianOil XTRA does not include complimentary airport lounge access.

What rewards does the RBL Bank IndianOil XTRA earn?

It earns 1% on eligible spends as Reward Points.

Card Manager

Explore

Catalog

Support

Blog What's New Contact Us Download Android APK

Build your portfolio

Theme

Catalog

Card Manager

Explore

Catalog

Support

Blog What's New Contact Us Download Android APK

Build your portfolio

Theme

Catalog

IndianOil XTRA — RBL Bank Credit Card | Card Manager

Back to Catalog

Catalog reference — not in your portfolio

All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.

RBL

mid

•••• •••• •••• 0000

IndianOil XTRA

RuPay

IndianOil XTRA

RBL Bank • RuPay• Mid

catalog

Annual Fee

₹1,500

Base Reward Rate

1.00%

Foreign Tx Fee

—

Tier

Mid

Joining Fee

₹1,500

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹200

Dining₹5,000/mo

+₹50

Grocery₹8,000/mo

+₹80

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹50

Online Shopping₹8,000/mo

+₹80

Utilities₹3,000/mo

+₹30

Annual earnings

₹5,880

Blended 0.94% effective return

Monthly spend₹52,000

Monthly earnings+₹490

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Welcome 3K Fuel Points on ₹500 in 30 days. 1 FP = ₹0.50 at IOCL. UPI <₹2K earns no points.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25–₹0.50 depending on redemption (cashback → flights/transfer).
value range
1% base reward rate on all eligible spends. 2 FP/₹100.
1.00%medium
Fuel: 7.5% — 15 FP/₹100 on IOCL.
7.5% · cap 2,000/momedium

Forex

No forex markup configured.

Travel

No lounge access on this card.
None

Payments

Joining fee: ₹1,500. Annual: ₹1,500.
₹1,500
Annual fee waived on spending ₹2,75,000 per year.
Spend ₹2,75,000
Milestone: spend ₹75,000/quarter → 1,000 Fuel Points on crossing quarterly milestone spends of Rs 75,000
+₹500 valuehigh