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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
RBL
Swarn
•••• •••• •••• 0000
Patanjali Swarn
RuPayRBL Bank • RuPay•
Annual Fee
₹1,499
Base Reward Rate
—
Foreign Tx Fee
3.5%
Tier
Joining Fee
₹1,499
Verified
2026-06-08T14:01:24.290Z
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹50,000 per previous quarter
1 complimentary domestic lounge visit per quarter (4 annually), requires Rs 50,000 spend in previous calendar quarter; select airports, first-come-first-serve
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹0
Blended 0.00% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Co-branded card with Patanjali (Ayurveda brand). RuPay network, UPI-linkable, NCMC enabled. Welcome benefit: 6,000 Reward Points (worth Rs 1,500) on first transaction of Rs 1,000+ within 30 days of issuance. Rewards redemption fee Rs 99 + GST. No spend-based annual fee waiver. Interest 3.99%/month. Superior variant; sibling card is Patanjali RBL Vishisht.