What is the annual fee for the SBI Card Miles Prime?

The annual fee for the SBI Card Miles Prime is ₹2,999. It can be waived on annual spends of ₹10,00,000.

Does the SBI Card Miles Prime offer airport lounge access?

Yes — the SBI Card Miles Prime offers 2 domestic per quarter lounge visits, 4 international per year lounge visits.

What rewards does the SBI Card Miles Prime earn?

It earns 1% on eligible spends as Reward Points.

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Card Miles Prime — SBI Credit Card | Card Manager

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SBI

Premium

•••• •••• •••• 0000

Card Miles Prime

VISA

Card Miles Prime

SBI • Visa• Premium

catalog

Annual Fee

₹2,999

Base Reward Rate

1.00%

Foreign Tx Fee

2.5%

Tier

Premium

Joining Fee

₹2,999

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

2 per quartermedium

✓ No activation spend required — access is unconditional.

+1 per ₹1L, cap 12/yr.

international

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹200

Dining₹5,000/mo

+₹50

Grocery₹8,000/mo

+₹80

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹100

Online Shopping₹8,000/mo

+₹80

Utilities₹3,000/mo

+₹30

Annual earnings

₹6,480

Blended 1.04% effective return

Monthly spend₹52,000

Monthly earnings+₹540

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

3K Travel Credits on ₹60K in 60 days. 4 international visits/yr.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25 depending on redemption (cashback → flights/transfer).
1% base reward rate on all eligible spends
1.00%medium
Travel: 2%
2.0%medium

—

4 per yearmedium

✓ No activation spend required — access is unconditional.

Forex

2.5% forex markup on international card transactions
2.5%

Travel

domestic via direct: 2 per quarter — no spend needed
2/quartermedium
international via direct: 4 per year — no spend needed
4/yearmedium

Payments

Joining fee: ₹2,999. Annual: ₹2,999.
₹2,999
Annual fee waived on spending ₹10,00,000 per year.
Spend ₹10,00,000
Milestone: spend ₹8,00,000/year → 10,000 bonus Travel Credits on annual spends of ₹8 Lakh
+₹10,000 valuehigh