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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
SBI
entry
•••• •••• •••• 0000
PhonePe PURPLE
RuPaySBI • RuPay• Entry
Annual Fee
₹499
Base Reward Rate
1.00%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
₹499
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹6,840
Blended 1.10% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Co-branded with PhonePe, RuPay JCB network. Welcome benefit: PhonePe Gift Voucher worth Rs.500. Joining fee currently NIL (limited time offer); standard 499+GST. RP validity 1 year. Excluded from rewards: wallet loading, fuel, rent, education, government, gaming, financial charges, ATM, Flexipay.