What is the annual fee for the SBI SimplySAVE?

The annual fee for the SBI SimplySAVE is ₹499. It can be waived on annual spends of ₹1,00,000.

Does the SBI SimplySAVE offer airport lounge access?

The SBI SimplySAVE does not include complimentary airport lounge access.

What rewards does the SBI SimplySAVE earn?

It earns 0.17% on eligible spends as Reward Points.

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SimplySAVE — SBI Credit Card | Card Manager

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SBI

entry

•••• •••• •••• 0000

SimplySAVE

VISA

SimplySAVE

SBI • Visa• Entry

Available onVisaMasterCardRuPayUPI

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Annual Fee

₹499

Base Reward Rate

0.17%

Foreign Tx Fee

3.5%

Tier

Entry

Joining Fee

₹499

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹34

Dining₹5,000/mo

+₹84

Grocery₹8,000/mo

+₹14

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹9

Online Shopping₹8,000/mo

+₹14

Utilities₹3,000/mo

+₹5

Annual earnings

₹1,900

Blended 0.30% effective return

Monthly spend₹52,000

Monthly earnings+₹158

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

10 pts/₹150 on dining/movies/grocery/dept stores.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25 depending on redemption (cashback → flights/transfer).
0.17% base reward rate on all eligible spends. 1 pt/₹150.
0.17%medium
Dining: 1.67% — 10 pts/₹150 on dining/movies/grocery/dept stores.
1.7%medium

Forex

3.5% forex markup on international card transactions
3.5%

Travel

No lounge access on this card.
None

Payments

Joining fee: ₹499. Annual: ₹499.
₹499
Annual fee waived on spending ₹1,00,000 per year.
Spend ₹1,00,000
Milestone: spend ₹2,000/lifetime → Welcome benefit of 2000 reward points (worth Rs 500) on spending more than Rs 2000 within 60 days of card issuance.
+₹500 valuehigh