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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
SBI
entry
•••• •••• •••• 0000
Unnati
VISASBI • Visa• Entry
Annual Fee
Free
Base Reward Rate
0.25%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹1,470
Blended 0.24% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[discontinued] Secured credit card issued against a fixed deposit of Rs 25,000 or more with SBI. Annual fee Nil for first 4 years; Rs 500 renewal fee from 5th year. Reward redemption fee Rs 99 per request. No lounge, golf, movie/dining, or insurance benefits. Interest 3.5%/month (42% p.a.).