What is the annual fee for the Union Bank of India Divaa Icon?

The annual fee for the Union Bank of India Divaa Icon is ₹1,499. It can be waived on annual spends of ₹1,00,000.

Does the Union Bank of India Divaa Icon offer airport lounge access?

Yes — the Union Bank of India Divaa Icon offers 2 domestic per quarter lounge visits, 2 international per year lounge visits.

What rewards does the Union Bank of India Divaa Icon earn?

It earns 2 reward points per ₹150 on eligible spends.

Divaa Icon — Union Bank of India Credit Card

Airport Lounge Access

Domestic & international access details and eligibility criteria

domesticRuPay Lounge Program

2 per quarterhigh

✓ No activation spend required — access is unconditional.

international

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹100

Dining₹5,000/mo

+₹25

Grocery₹8,000/mo

+₹40

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹25

Online Shopping₹8,000/mo

+₹40

Utilities₹3,000/mo

+₹15

Annual earnings

₹2,940

Blended 0.47% effective return

Monthly spend₹52,000

Monthly earnings+₹245

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Women-exclusive lifestyle card. Quarterly partner perks: Lakmé Salon ₹1,500 e-gift card, ₹250 BookMyShow off (min 2 tickets), BigBasket ₹250 off, Flipkart ₹250 e-gift, Nykaa ₹500 off, Myntra ₹250 off (twice/quarter), Jockey ₹250 coupon. Annual perks: MakeMyTrip ₹1,500 flat flight discount, Healthians ₹1,000 coupon, Cult.fit 3-month Cure.Fit Live subscription, Swiggy One 3-month membership. Insurance: ₹2L accidental (NPCI-borne) + ₹10L (CH-borne), ₹2L cyber, cancer insurance for women. Card replacement fee ₹499+GST. Interest 3%/month.

Divaa Icon

Airport Lounge Access

Earnings Projection

Notes

Benefits & Perks

Rewards

Forex

Travel

Payments