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Union Bank of India
super-premium
•••• •••• •••• 0000
NEXTERIA
RuPayUnion Bank of India • RuPay•
Annual Fee
₹12,499
Base Reward Rate
0.00%
Foreign Tx Fee
3%
Tier
Joining Fee
₹12,499
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
Unlimited domestic airport lounge access for primary cardholder.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹0
Blended 0.00% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
RuPay EKAA card. Complimentary HoteLux membership, BOGO on movies up to Rs.500 once monthly, 4 golf rounds/lessons per year. No welcome benefits. Comprehensive insurance (Personal Accidental Rs.50L, Air Accidental Rs.1Cr, Purchase Protection Rs.2L, Travel/Baggage Rs.20k, Cyber Rs.2L). Interest 16% annually. Cash advance 2.5%. Proposed RuPay-exclusive benefits include PVR pre-screenings, concert access, District by Zomato dining, RuPay Exclusive Lounge at Delhi Airport. OneVasco visa services with lounge visit and discounts.
✓ No activation spend required — access is unconditional.
Unlimited international lounge access for primary cardholder.