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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
YES Bank
entry
•••• •••• •••• 0000
Kiwi RuPay
RuPayYes Bank • RuPay• Entry
Annual Fee
Free
Base Reward Rate
—
Foreign Tx Fee
—
Tier
Entry
Joining Fee
Free
Verified
2026-05-25
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹1,50,000 per year
Only via Kiwi Neon subscription (Rs.999/year). 1 complimentary domestic lounge visit at EACH annual UPI spend milestone of Rs.50k, Rs.1L, Rs.1.5L = 3 visits/year total. Standard (non-Neon) cardholders get NO lounge access.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹0
Blended 0.00% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
LTF UPI card via Kiwi app. Issued by Yes Bank OR AU. 1 Kiwi = ₹0.25. Neon subscription ₹999/yr unlocks higher tiers (2-5%). Min redemption 500 Kiwis.