What is the annual fee for the Yes Bank Prosperity Rewards Plus?

The annual fee for the Yes Bank Prosperity Rewards Plus is ₹399. It can be waived on annual spends of ₹50,000.

Does the Yes Bank Prosperity Rewards Plus offer airport lounge access?

The Yes Bank Prosperity Rewards Plus does not include complimentary airport lounge access.

What rewards does the Yes Bank Prosperity Rewards Plus earn?

It earns 1% on eligible spends as Reward Points.

Prosperity Rewards Plus — Yes Bank Credit Card

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YES Bank

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Prosperity Rewards Plus

Yes Bank • MasterCard• Entry

Available onMasterCardRuPayUPI

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Annual Fee

₹399

Base Reward Rate

1.00%

Foreign Tx Fee

3.4%

Tier

Entry

Joining Fee

₹399

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹200

Dining₹5,000/mo

+₹50

Grocery₹8,000/mo

+₹80

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹100

Online Shopping₹8,000/mo

+₹80

Utilities₹3,000/mo

+₹30

Annual earnings

₹6,480

Blended 1.04% effective return

Monthly spend₹52,000

Monthly earnings+₹540

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Amazon ₹500 voucher welcome. 8 pts/₹200 on travel/dining (cap 1,500/cycle).

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.20–₹1 depending on redemption (cashback → flights/transfer).
value range
1% base reward rate on all eligible spends. 4 pts/₹200.
1.00%medium
Travel: 2% — 8 pts/₹200 travel/dining.
2.0% · cap 1,500/momedium

Forex

3.4% forex markup on international card transactions
3.4%

Travel

No lounge access on this card.
None

Payments

Joining fee: ₹399. Annual: ₹399.
₹399
Annual fee waived on spending ₹50,000 per year.
Spend ₹50,000