What is the annual fee for the Yes Bank Select?

The annual fee for the Yes Bank Select is ₹599. It can be waived on annual spends of ₹1,00,000.

Does the Yes Bank Select offer airport lounge access?

Yes — the Yes Bank Select offers 1 domestic per quarter lounge visits.

What rewards does the Yes Bank Select earn?

It earns 0.5% on eligible spends as Reward Points.

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YES Bank

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•••• •••• •••• 0000

Select

VISA

Select

Yes Bank • Visa• Entry

Available onVisaMasterCard

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Annual Fee

₹599

Base Reward Rate

0.50%

Foreign Tx Fee

2.75%

Tier

Entry

Joining Fee

₹399

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

1 per quartermedium

⚠️ Activation: ₹50,000 per quarter

Requires ₹50K qtr spend.

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹100

Dining₹5,000/mo

+₹25

Grocery₹8,000/mo

+₹40

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹25

Online Shopping₹8,000/mo

+₹80

Utilities₹3,000/mo

+₹15

Annual earnings

₹3,420

Blended 0.55% effective return

Monthly spend₹52,000

Monthly earnings+₹285

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

₹500 Amazon voucher welcome.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.20–₹1 depending on redemption (cashback → flights/transfer).
value range
0.5% base reward rate on all eligible spends. 4 RP/₹200.
0.50%medium
Online: 1% — 8 RP/₹200.
1.0%medium

Forex

2.75% forex markup on international card transactions
2.75%

Travel

domestic via direct: 1 per quarter — needs ₹50,000/quarter to activate
1/quartermedium

Payments

Joining fee: ₹399. Annual: ₹599.
₹599
Annual fee waived on spending ₹1,00,000 per year.
Spend ₹1,00,000
Milestone: spend ₹50,000/quarter → Spend Rs 50,000 or above in a calendar quarter to become eligible for 1 complimentary domestic airport lounge access visit in the next calendar quarter (primary cardmember only).
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